.terms-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.6fr) minmax(0, 3fr);
  gap: var(--space-6);
}

@media (max-width: 960px) {
  .terms-layout {
    grid-template-columns: minmax(0, 1fr);
  }
}

.terms-toc {
  position: sticky;
  top: calc(var(--header-height) + var(--space-4));
  align-self: flex-start;
  padding: var(--space-4);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, rgba(15, 23, 42, 0.96), rgba(15, 23, 42, 0.98));
  border: 1px solid rgba(148, 163, 184, 0.35);
  box-shadow: var(--shadow-sm);
}

@media (max-width: 960px) {
  .terms-toc {
    position: static;
    order: -1;
  }
}

.terms-toc ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.terms-toc a {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
}

.terms-toc a::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 999px;
  background: var(--color-primary);
  opacity: 0.4;
  transition: opacity var(--transition-fast), transform var(--transition-fast);
}

.terms-toc a:hover::before {
  opacity: 1;
  transform: scale(1.2);
}

.terms-content {
  display: flex;
  flex-direction: column;
  gap: var(--space-6);
}

.terms-section h2 {
  margin-bottom: var(--space-3);
}

.terms-section h3 {
  margin-top: var(--space-3);
}

.terms-section ul {
  margin-top: var(--space-2);
}

.terms-cta {
  margin-top: var(--space-4);
  padding: var(--space-4);
  border-radius: var(--radius-lg);
  background: radial-gradient(circle at 0 0, rgba(37, 99, 235, 0.32), transparent 60%),
              radial-gradient(circle at 100% 100%, rgba(168, 85, 247, 0.32), transparent 60%),
              rgba(15, 23, 42, 0.96);
  border: 1px solid rgba(129, 140, 248, 0.7);
  box-shadow: var(--shadow-sm), var(--shadow-glow-blue);
}

.terms-cta-links {
  margin-top: var(--space-3);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}